FAQs

WHAT IS A TITLE LOAN/PAWN?

A title loan is a service that we provide to those customers who need a small amount of money for a short period of time. You must own your vehicle outright and have a clear title. You “pawn” or “pledge” the title, leaving the title with us, and you receive the needed money. We will retain your clear vehicle title until the loan is repaid.
We do not require a credit check for a title loan because all title loans are collateralized by your clear vehicle title.

WHAT IS A PAYDAY LOAN/CASH ADVANCE?

A payday loan is a small dollar, single payment loan that is usually repaid on your next payday. This loan is great solution for people who have an unexpected need before their next payday.

WHAT IS AN INSTALLMENT LOAN?

An installment loan is a loan that is repaid in equal monthly payments over a set period of time. We offer secured* and unsecured loans.
Concerned about your credit score? Give us a chance! You are more than a credit score number to us so don’t hesitate to apply! Our loans range from $100 to $2,500 and are repaid from 1 month to 18 months based on state regulations and company policy.
*secured loans are not offered in all states.

HOW LONG DOES IT TAKE TO SECURE A LOAN?

About 15 minutes for a first time customer. You can either fill out the prequalification application (Go to the PREAPPLY tab) on this website or just come into the store location. Jump over to the Loan Requirements page and see what documents you need to bring in based on your preferred loan product.
If you are a returning customer, we can get you in and out in just a couple of minutes.

WHAT DO I NEED TO BRING WITH ME TO APPLY FOR A LOAN?

Please see our Loan Requirements page. Each state offers different loan products and each product has its own required documents.

DO YOU OFFER PRODUCTS OTHER THAN LOANS?

Yes we do!
We offer Western Union services in many of our locations. You can use Western Union to send money, pick up money, pay a bill, or buy a money order.
We also purchase unwanted gift cards and store credits. Just bring the gift card and your photo ID into the store and we will pay you cash for the card. You must have a minimum balance of $10 on the card or store credit.
We offer a prepaid credit card, Green Dot. We also reload almost every prepaid card on the market. Stop by our store with your card and let us see if it is one that we can reload for you.

WHAT DOES SPEEDEE CASH PRIDE ITSELF ON MOST?

At Speedee Cash, customer service is our business … OUR ONLY BUSINESS.
Everything we do at Speedee Cash is for and about our customer’s. We are, in every aspect of our operations, a customer service organization. YOU are the most important person in our business.
Contact us with any questions or comments regarding our short-term loan services. We are proud to assist our customers with their financial needs at our numerous locations.

Contact us with any questions or comments regarding our short-term loan services. We are proud to assist our customers with their financial needs at our numerous locations.