An emergency comes up, and you need money fast. But the amount you need exceeds your savings. How do you get a quick surge of cash without hassle? It’s possible to get a quick personal loan to cover your short-term cash dilemma with help from Speedee Cash.
Short-term money lenders like ourselves offer fast turnaround when you need a loan now. Before borrowing, it’s important to know the requirements for application of a payday loan, so you are prepared when you apply.
- You must be 18 years or older (19 in Alabama) to legally enter into a payday loan agreement.
- You must present a valid government-issued photo ID.
- If you live in Alabama, you must provide a social security card.
- You must bring a personal check that we will hold as collateral.
- You must have an open and active checking account. If you live in Alabama, your checking account must be open for a minimum of 30 days.
- You must bring a recent bank statement and proof of income.
The process of applying for and then getting a short-term loan from Speedee Cash is fast and straightforward. We offer a wide variety of flexible lending options that are convenient and are sure to fit your needs. If you are interested in learning more about our title loans in Georgia, or any of our loan options, contact us today at 1-888-432-4434.
With Thanksgiving and Christmas right around the corner, you’re probably anxiously awaiting your annual trip to your hometown to visit with family and friends. But then you realize that a trip with your family requires money. The money you don’t currently have. Sometimes extra money isn’t there, plain and simple. When other expenses take most of your budget away and waiting for the next paycheck won’t change your financial dilemma, applying for a short-term loan is a convenient way to get access to cash immediately. A short-term loan, in the form of an installment loan, can make holiday travel funds available to you when the need is high, and the money is low.
At Speedee Cash, the process to secure short-term loans in Mississippi is an easy one. Whether you need cash to purchase airline tickets; to rent a car; for gas, food, and lodging en route to your holiday destination; to buy groceries for that big holiday meal; or for gifts, short-term installment or a title loan is a smart way to obtain money quickly.
Short-term loans in Mississippi have many benefits, but it’s essential to do your homework to ensure you’re taking out the right loan for you. Speak with a friendly staff member at one of our many Speedee Cash branches to discuss loan options and repayment plans.
Christmas shopping can’t always wait until you’ve got a healthy nest egg set aside before its time to start making those holiday purchases. With Christmas just ten weeks away, it’s a smart idea to start planning now, especially if you’re currently living paycheck to paycheck. Get the extra money you need and make the holidays less stressful on your budget with short-term financial solutions from Speedee Cash.
We’ll work together to ensure that the holidays are special for everyone on your shopping list. When you need money, fast and easy, we are here to provide you with a check advance in Mississippi or an installment loan.
Getting an installment loan for your holiday shopping has many benefits. With an installment loan, you’ll receive a monthly payment plan that is affordable. Without all the stress and worry if you’ll be able to provide a wonderful Christmas for your family, you can borrow the money now and make minimal payments each month until your loan is paid off.
Installment loans are also safer than using a credit card, which makes it easy to overspend. You’ll know exactly how much you have to spend and you can never spend more than you received. Also, you’ll be able to shop with confidence knowing that you can afford the monthly payments afterward. Consider your financial situation leading up to the holidays and stop into a Speedee Cash location to learn more
Are you short on cash that is needed to make an emergency purchase and you are wondering if a payday loan is the right solution to solve your short-term financial problems? When used responsibly, payday loans in Mississippi can be a helpful temporary fix. Unfortunately, they are sometimes used incorrectly and only exacerbate a tough financial situation. Knowing the difference between when you should and should not use payday loans is key to responsible money management.
When To Use Payday Loans
- Emergency medical bills
- Car repair bills
- To replace a broken household item such as a refrigerator, water heater, or HVAC system
- To save on hefty late fees/nonsufficient fund charges
- Avoiding a bounced check which can affect your credit score
- Short on cash but can quickly repay the loan on payday
Using payday loans responsibly can help with an emergency repair or save you from expensive fees when you can’t otherwise afford them. Speedee Cash is here to help you with your short-term financial needs. Call us at 1-888-432-4434 or stop into one of our many convenient locations throughout Alabama, Mississipi, Tennessee, and Nevada, and find out if a payday loan is a right fit for your financial situation.
Short-term loans, also referred to as cash advances, are a quick and simple way to get cash quickly on short notice. People just like yourself fall on hard times with emergency bills, or last-minute purchases that can’t wait, and utilize this form of credit to make ends meet. When your car needs immediate repairs or the hot water tank breaks, you don’t have time to apply for a traditional loan. You need same-day short-term loans in Mississippi to get you out of a jam. However, short-term loans should be used responsibly, as they aren’t intended as long-term solutions. Consider this list of do’s and don’ts to help manage your short-term loan needs.
Do Budget Well: Ideally, you want to repay your outstanding loan as soon as possible. Before you apply for a short-term loan, think about whether you would need the loan if it were payday. If the answer is no, this means a payday loan would work for you, as you’ll be able to pay it in full on your next payday.
Don’t Overborrow: Short-term loans are beneficial during a temporary cash shortage, and you need quick access to funds, but they are not a long-term financial solution. Only borrow as much as you need and can pay back under the agreement terms of the loan.
Do Repay ASAP: Except for payday loans, which need to be paid immediately, other forms of short-term credit, such as installment loans, have longer terms. Making the minimum payment is critical, but it’s also a good idea to repay them as soon as possible. This way you’ll minimize the chance of running into more financial issues down the road.
Whatever you do, be sure you understand the terms of your loan. If you’re going through a stressful time when you’re taking out a short-term loan, it’s easy to miss important details or skip over crucial information. At Speedee Cash, we’re here to help you through our easy loan application process and understand the terms of repayment.
If you own your vehicle free and clear, you can use it as collateral in the form of a title loan when you’re in need of a quick surge of cash. Car title loans in Mississippi offer people just like you, who have come up short on money for one reason or another, a short-term loan to cover their debt or make an emergency purchase.
How does it work?
A title loan works by handing over the title of your vehicle as collateral to the moneylender until the loan is repaid in full. The amount you can borrow is based on the value of your car. However, don’t expect to be able to borrow the cars full value out of the loan. Most lenders will give you a loan for between 50 to 75 percent of the value of the car.
At Speedee Cash, we make it convenient and hassle-free to get a short-term loan. Title loans in Mississippi don’t require a credit check, with applications typically approved on the spot. A title loan is ideal for those instances when you need a little more money than what you can pay back in a single payment installation, like a payday loan. One of our flexible lending options is sure to be a right fit for you. Get started by pre-applying online immediately.
When you find yourself in need of emergency cash to cover an unexpected bill or to avoid costly late fees and potentially ruined credit, there are several options available to you. In these situations, a traditional bank loan probably wouldn’t be best since the application and approval process can take some time to complete. However, payday or installment loans, provided by a reputable financial service like Speedee Cash, can assist you with short-term financial relief quickly.
There are key differences between installment loans and payday loans and understanding these differences can help you determine the best loan for you.
Installment Loans vs. Payday Loans
- Payday loans range from $100 to $1500; installments loans range from $150 to thousands of dollars.
- Payday loans are short-term and paid back in 30 days usually; Installment loans are paid back over a few months.
- Payday loans are repaid through a post-dated check; installment loans are directly withdrawn or paid using a check each month.
- Payday loans are unsecured; installment loans are typically secured.
- Payday loans can be rolled over when it’s due; installment loans can be renewed every few months.
How much cash you need and how long you will need it for will help decide which loan is right for you. To learn more, visit one of our many convenient locations regarding short-term loans in Mississippi.
More and more middle-class Americans are finding themselves living paycheck to paycheck. So, if you think you are the only one experiencing cash-flow issues, think again. Despite working hard, there sometimes isn’t enough money left over when emergencies happen. Reduce your stress and take care of your necessary expenses with a check advance in Georgia.
Check advance, or payday loans, are designed for people just like you who need a quick injection of money before their next paycheck. The purpose of a payday loan is fast, easy money to take care of the emergency situation you find yourself in.
Sometimes, life throws us curveballs. Your car breaks down, your air conditioner stops working on the hottest day of the year, or you have an unexpected medical need. There’s no need to despair in these circumstances. A check advance in Georgia allows you to borrow money ahead of time to pay off those unexpected bills.
Ideally, you’ll never find yourself in a situation where you’re in need of emergency cash. But if you do, you can trust Speedee Cash to help you with a check advance in Georgia. The process is quick, with loans typically approved almost immediately. This is a convenient option with very few requirements – you must be over 18 years of age, have a valid Photo ID, and proof of income. Stop by one of our many convenient locations and allow us to help you when you find yourself in a financial bind.
You may not be surprised to learn that half of American households live paycheck to paycheck. As a result, in a pinch, many people turn to quick cash loan institutions when they need money fast. Going to a bank might not be the right fit when you need money now. A bank loan can include a lengthy application, approval, and funding process which can take up to seven business days. When you need money on the spot, a traditional bank loan won’t do.
That’s why more and more Americans are turning to Speedee Cash and similar businesses to get an instant loan and walk away with their cash on the spot. Short-term loans, like a check advance in Georgia or payday loans in Mississippi, are for the occasional emergency when you need fast cash to get you through an unexpected expense, including:
- Medical emergency
- Car troubles
- Unexpected job loss
- Late utility bills or rent payment
- Making payments to avoid late fees
Whatever the reason you need a short-term loan, Speedee Cash is a reputable lender with locations in numerous states. Being cash-strapped in times of an emergency makes an already stressful situation worse. Let us help you out of your temporary situation with our short-term financial service options.
At Speedee Cash, we offer flexible lending options through our financial service products, such as our payday loans in Mississippi, to help our clients achieve their financial goals. When you need cash now, our many Speedee Cash locations have a solution to help you with your short-term financial needs.
Depending on the service you choose, our quick application and approval process can get you cash in a matter of minutes. Even the process for an installment loan is fast and easy. Installment loans vary in the dollar amount lent to you and the number of installments the loan is to be repaid in. Whereas payday loans are single payment loans paid back all at once, installment lending loans allow for a higher cash advance with a longer payoff option. In each state we operate in (excluding Georgia) we offer an unsecured loan product. We do run a credit check but we are lenient with our qualifications.
Our goal is to make quick cash available without hassle or embarrassment for you. We aren’t looking for perfect scores or require in-depth applications. Don’t wait for the money you need now. Talk to one of our friendly staff members who will treat you with the dignity and respect you deserve. Contact us today at 1 (888) 432-4434 with any questions you may have on our short-term loan services.