If you own your vehicle free and clear, you can use it as collateral in the form of a title loan when you’re in need of a quick surge of cash. Car title loans in Mississippi offer people just like you, who have come up short on money for one reason or another, a short-term loan to cover their debt or make an emergency purchase.
How does it work?
A title loan works by handing over the title of your vehicle as collateral to the moneylender until the loan is repaid in full. The amount you can borrow is based on the value of your car. However, don’t expect to be able to borrow the cars full value out of the loan. Most lenders will give you a loan for between 50 to 75 percent of the value of the car.
At Speedee Cash, we make it convenient and hassle-free to get a short-term loan. Title loans in Mississippi don’t require a credit check, with applications typically approved on the spot. A title loan is ideal for those instances when you need a little more money than what you can pay back in a single payment installation, like a payday loan. One of our flexible lending options is sure to be a right fit for you. Get started by pre-applying online immediately.
When you find yourself in need of emergency cash to cover an unexpected bill or to avoid costly late fees and potentially ruined credit, there are several options available to you. In these situations, a traditional bank loan probably wouldn’t be best since the application and approval process can take some time to complete. However, payday or installment loans, provided by a reputable financial service like Speedee Cash, can assist you with short-term financial relief quickly.
There are key differences between installment loans and payday loans and understanding these differences can help you determine the best loan for you.
Installment Loans vs. Payday Loans
- Payday loans range from $100 to $1500; installments loans range from $150 to thousands of dollars.
- Payday loans are short-term and paid back in 30 days usually; Installment loans are paid back over a few months.
- Payday loans are repaid through a post-dated check; installment loans are directly withdrawn or paid using a check each month.
- Payday loans are unsecured; installment loans are typically secured.
- Payday loans can be rolled over when it’s due; installment loans can be renewed every few months.
How much cash you need and how long you will need it for will help decide which loan is right for you. To learn more, visit one of our many convenient locations regarding short-term loans in Mississippi.
More and more middle-class Americans are finding themselves living paycheck to paycheck. So, if you think you are the only one experiencing cash-flow issues, think again. Despite working hard, there sometimes isn’t enough money left over when emergencies happen. Reduce your stress and take care of your necessary expenses with a check advance in Georgia.
Check advance, or payday loans, are designed for people just like you who need a quick injection of money before their next paycheck. The purpose of a payday loan is fast, easy money to take care of the emergency situation you find yourself in.
Sometimes, life throws us curveballs. Your car breaks down, your air conditioner stops working on the hottest day of the year, or you have an unexpected medical need. There’s no need to despair in these circumstances. A check advance in Georgia allows you to borrow money ahead of time to pay off those unexpected bills.
Ideally, you’ll never find yourself in a situation where you’re in need of emergency cash. But if you do, you can trust Speedee Cash to help you with a check advance in Georgia. The process is quick, with loans typically approved almost immediately. This is a convenient option with very few requirements – you must be over 18 years of age, have a valid Photo ID, and proof of income. Stop by one of our many convenient locations and allow us to help you when you find yourself in a financial bind.